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How to Set Up Google Pay and Fund It

Google earlier this year announced that they will be combining Android Pay and Google Wallet into one service called Google Pay.

For those not familiar, Google has had some struggles with digital payments. Originally, Google Wallet was the app of choice for NFC payments at stores, until the company introduced Android Pay in 2015. At that point, Google Wallet became a  money-sending app, while Android Pay took on NFC payments.

 Google Pay

Google Pay

In this article we will answer questions concerning the Google Pay App. First, What is Google Pay?

Google Pay is a service that brings together all the gateways that requires payment within Google. With Google Pay you can pay for the following:

  1. Make purchases in stores using your phone (Click here to see Countries where Paid apps are currently available).
  2. Buy items in apps(e.g, games) and on websites.
  3. Buy Google products.
  4. Send money to friends and family (US/UK only).
  5. You can also use your gift cards, loyalty cards, tickets, and coupons with Google Pay when you shop at your favorite stores.

It should be noted that Google Pay is limited to the product or services listed above. Other Google business products like AdWords(Google Ads), Cloud, or GSuite can not be paid for through Google Pay.

Google Pay is the fast, simple way to pay online, in shops, in apps and more. Book a trip, grab a meal, see a show and enjoy new experiences – all without your wallet. Getting started on the web or with the app is easy. Just add a card, and you’re ready to go.

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Setting Up Google Pay

 Google Pay LOGO

Google Pay Logo

Setting Up Google Pay dependent on the device or the operating system that you are using. For example, if you are using an Android device or an iOS, the method of set up is different. Please note also that Google play is only available for phones running Android Lollipop (5.0) or higher and for phones running iOS 7 or higher. If you are using a laptop or personal computer the method of setting Service up is different. Now lets look at at each method of setting it up:

How Set  it up for iPhone & iPad?

  1. Download the Google Pay app on phones running iOS 7 or higher.
  2. Sign in with your Google Account.
    • If you use your account for business purchases, you may be asked to switch to a different payments profile. Follow the instructions on screen to set up an “individual” profile.
  3. Follow the instructions to get set up.
    • When asked to, add a payment method. We recommend adding a debit card for quicker transactions. You can also add a second payment method later.
  4. After that, you can Send money or pay a request, or Claim or request money.

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How Set it up for Android

To set up the Google Pay app:

  1. Make sure your phone is running Android Lollipop (5.0) or higher.
  2. Download Google Pay.
  3. Open the Google Pay app and follow the setup instructions.
    • When you’re asked to, add a card.
    • You may be asked to set up a screen lock on your Android device. Google Pay works with PIN, pattern, password, fingerprint, or retinae scanning screen locks. It won’t work with screen locks like Smart Unlock or Knock to Unlock.
    • To make purchases in stores: Make sure your device meets software standards, has NFC, and NFC is turned on. Your phone must also have HCE.
    • E-Money users in Japan: Your device must be Osaifu-Keitai compatible. QUICPay users must have Osaifu-Keitai version 6.1.5 or higher.
  4. If you have another in-store payment app on your phone: In your phone’s Settings app, make Google Pay the default payment app.
  5. You can also Add a payment method
  6. With the app you pay  for and product or service in stores and  you can send money or pay a request
  7.  Pay on an app or website

If your  app disappeared after you open it for the first time, it may be because the app is not in your main screen. To show it again, in your device settings, change the Home Screen setting to Drawer or Show all apps.

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How to Set it up for Laptop or Personal Computer 

  1. Sign in to
  2. Add a payment method.
    • If you’ve ever paid for a Google product or service, you’ll already see information like payment methods and addresses in your Google Pay profile.

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